Over 35 Years of Experience Helping Clients Obtain Legal Debt Relief
If you are unable to pay your bills, are facing insurmountable credit card debt, or are worried that your house may go into foreclosure, you may have considered filing for protection under Chapter 7 or Chapter 13 of the federal bankruptcy laws. The laws changed in 2005, though, making it more difficult for some to qualify for a Chapter 7 filing.
At the law office of William D. Slicker, P.A., attorney Slicker brings over 35 years of practice experience to people throughout the St. Petersburg and Tampa Bay area. He has built his practice on a commitment to a high level of personal service and attention.
When you hire Mr. Slicker to handle your Chapter 7 or Chapter 13 bankruptcy filing, you will always work directly with him. When you have questions about what types of debts are dischargeable and what assets are exempt in a bankruptcy, he will either make himself available or will promptly return your call.
To set up a free initial consultation, you can schedule an appointment here or call us at 727-322-2795.
Chapter 7 Bankruptcy Counsel
In a Chapter 7 bankruptcy, you can completely discharge certain debts in exchange for the sale or liquidation of your nonexempt assets. The new bankruptcy laws have made it more difficult for some debtors to file for protection under Chapter 7, requiring you to submit to a means test to determine eligibility.
If you do qualify for protection under Chapter 7, attorney Slicker will make certain you know before you file which debts, such as student loans, child support arrearages and some taxes, cannot be discharged. He will also identify any property, including your principal residence and primary vehicle, which may be exempt from sale in a Chapter 7.
Chapter 13 Bankruptcy Representation
In a Chapter 13 bankruptcy, you agree to pay a portion of your debts to your creditors over a three- to five-year period. Mr. Slicker will work with the bankruptcy trustee to develop a payment plan. If you fail to meet your obligations in a Chapter 13 bankruptcy proceeding, you can lose the protection of the bankruptcy laws.