Bankruptcy

How is the present bankruptcy code different from the previous bankruptcy code?  

Answer: Under the present bankruptcy code, a person has to take a credit counseling course prior to filing his or her petition and a debtor counseling course shortly after filing his or her petition. Secondly, if a person earns over a certain amount of money, there is a presumption that he or she should be filing a Chapter 13 case rather than a Chapter 7 case. That earnings amount varies depending on the size of the family. Thirdly, there is a possible limit on the homestead exemption depending on how long a person has lived in the homestead property.

If my homestead is “under water” and I want to surrender it, does that change my exemption that I can use on other assets?

Answer: Yes, if you claim your homestead as exempt, there is a general exemption for personal property of $1,000.00. However, if you do not claim your homestead as exempt, then there is a “shttps://www.youtube.com/watch?v=GJQhVe0SczAuper exemption” for personal property of $4,000.00.

 

 

 

Divorce

What types of alimony does Florida allow?

Answer: Florida now allows four types of alimony by statute. These types are (1) rehabilitative alimony; (2) bridge the gap alimony; (3) durational alimony; and (4) permanent alimony. The appropriate type of alimony depends on (1) the need of the party seeking alimony; (2) the ability to pay by the paying party; and (3) the length of the marriage. A short term marriage is now less than seven years. A moderate term marriage is now 7-16 years. A long term marriage is now a marriage for 17 years or greater.

Does Florida recognize common law marriages?

Answer: If the parties were married in another state by common law in a state that recognizes common law marriages, then Florida will also recognize that marriage. However, since the mid 1960’s Florida has not recognized common law marriages arising in Florida.

Paternity


Estate Planning